Store Credit Cards, Christmas Spending and The dreaded “B” word… Budget

Black Friday is the best day to talk about the dreaded “B” word… Budget

By Terri Woods, Selling real estate in Corvallis, Albany, and surrounding areas
I know Black Friday officially begins tomorrow. Some stores are opening on Thanksgiving to get that jump ahead of the competition.
The temptation is to take advantage of all those great deals. BUT BEWARE. 
Did you know that over half of all Americans are accumulating debt faster than they are saving for retirement?  And this time is year is when many families increase that amount.

For those wanting to buy a home, an increase in debt may make the difference in your ability to buy and home in the future.

There are many Budget Calculators available online.  One that I greatly endorse is Dave Ramsey’s Christmas Budget Tool which will help you keep you on track while looking for those deals.

ONE MORE THING… When you do buy something, and approach the register, you may be offered to save 10%, 15% or even 20%+ if you open a store credit card. 

Though you might save up front, just know that in most cases, store credit cards are not good ideas.

I hope you had a Happy Thanksgiving and I wish you WISE SPENDING.
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About terriwoods

I help people buy and sell real estate in Oregon and California. I want to be the resource for all your real estate needs. If you have a question or even a comment - please feel free to call, email or even text. I take my customer service seriously. Visit my websites at www.GreatOregonHomes.com and www.GreatMontereyBayHomes.com
This entry was posted in Albany OR real estate, Corvallis OR real estate, Living Life, Terri Woods real estate and tagged , , , , , , , . Bookmark the permalink.

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